<!-- SECOND ROW: DEBT & SAVINGS TRACKER (interactive but still fits one page) --> <div class="grid-2col"> <div class="col"> <div class="finance-card"> <h3><span class="badge-icon">🏦</span> Debt Freedom Tracker</h3> <div class="track-row"> <span>Highest interest debt (CC/Loans)</span> <span id="debtAmountLabel">$3,200</span> </div> <div class="progress-bg"><div id="debtProgressFill" style="width: 0%; background:#d9534f;" class="progress-fill"></div></div> <div class="note-text">✅ Avalanche method: target highest rate first. <span id="debtNoteMsg">$0 paid so far</span></div> <div style="margin-top: 8px; display: flex; gap: 12px; align-items: center; flex-wrap: wrap;"> <button id="addDebtPayment" style="background:#eef2f5; border:1px solid #cbd5e1; border-radius:30px; padding:6px 12px; font-size:0.75rem; cursor:pointer;">➕ Pay $200</button> <button id="resetDebt" style="background:transparent; border:none; color:#7f8c8d; font-size:0.7rem; cursor:pointer;">Reset</button> </div> </div> </div> <div class="col"> <div class="finance-card"> <h3><span class="badge-icon">🌱</span> Emergency Fund Milestone</h3> <div class="track-row"> <span>Current savings (liquid)</span> <span id="emergencyFundDisplay">$4,200</span> </div> <div class="progress-bg"><div id="efProgressFill" style="width: 42%;" class="progress-fill"></div></div> <div class="note-text">🎯 Target: $12,000 (6 months expenses). Keep in HYSA.</div> <div style="margin-top: 8px; display: flex; gap: 12px; align-items: center; flex-wrap: wrap;"> <button id="addSavings" style="background:#eef2f5; border:1px solid #cbd5e1; border-radius:30px; padding:6px 12px; font-size:0.75rem; cursor:pointer;">➕ Add $300</button> <button id="resetSavings" style="background:transparent; border:none; color:#7f8c8d; font-size:0.7rem; cursor:pointer;">Reset</button> </div> </div> </div> </div>
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<!-- core financial snapshot: 2 columns --> <div class="grid-2col"> <!-- LEFT COL: NUMBERS & TRACKING --> <div class="col"> <div class="finance-card"> <h3><span class="badge-icon">📊</span> Your Quick Numbers</h3> <div class="track-row"> <span class="track-label">Monthly Take-Home</span> <span class="track-percent" id="monthlyIncomeDisplay">$4,250</span> </div> <div class="track-row"> <span class="track-label">Essential Expenses (50%)</span> <span class="track-percent" id="essentialsDisplay">$2,125</span> </div> <div class="track-row"> <span class="track-label">Savings & Debt (20%)</span> <span class="track-percent" id="savingsDebtDisplay">$850</span> </div> <div class="track-row"> <span class="track-label">Guilt-Free Spending (30%)</span> <span class="track-percent" id="wantsDisplay">$1,275</span> </div> <div class="progress-bg"><div class="progress-fill" id="savingsProgressFill" style="width: 20%;"></div></div> <div class="note-text">⚡ Based on the 50/30/20 rule: Needs · Wants · Financial goals</div> </div> Review this page monthly, track small wins, and
<!-- MINDSET / SUMMARY --> <div class="footer-note"> <span style="font-weight:700;">🧾 The One-Page Financial Plan philosophy:</span> Financial freedom isn’t about complex spreadsheets — it's about consistent habits, automated systems, and peace of mind. Review this page monthly, track small wins, and stay flexible. <div style="margin-top: 12px; font-size: 0.75rem;">💡 “Do not save what is left after spending, but spend what is left after saving.” — Warren Buffett</div> </div>
body background: #e9eef3; display: flex; flex-direction: column; align-items: center; justify-content: center; padding: 2rem 1rem; font-family: 'Inter', system-ui, -apple-system, 'Segoe UI', Roboto, 'Helvetica Neue', sans-serif; Review this page monthly
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